How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,2031
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,203
$350
9
53
$6,406
$368
17
54
$9,609
$386
25
55
$12,812
$405
32
56
$16,015
$425
38
57
$19,218
$446
43
58
$22,421
$468
48
59
$25,624
$491
52
60
$28,827
$516
56
61
$32,030
$542
59
62
$35,233
$569
62
63
$38,436
$597
64
64
$41,639
$627
66
65
$44,842
$658
68
66
$48,045
$691
70
67
$51,248
$726
71
68
$54,451
$762
71
69
$57,654
$800
72
70
$60,857
$840
72
71
$64,060
$882
73
72
$67,263
$926
73
73
$70,466
$972
72
74
$73,669
$1,021
72
75
$76,872
$1,072
72
76
$80,075
$1,126
71
77
$83,278
$1,182
70
78
$86,481
$1,241
70
79
$89,684
$1,303
69
80
$92,887
$1,368
68
81
$96,090
$1,436
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $350/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.